Brickflow and Together introduce instant decisions-in-principle

Brickflow has launched an automated decision-in-principle service for Together’s bridging loans and commercial term products.

The AutoDIP facility allows brokers to obtain a decision within seconds through Brickflow’s commercial property finance platform, without manual intervention from the lender.

Brokers enter the details of a case into Brickflow, which displays relevant Together products alongside those from other matching lenders. If Together is shortlisted, the broker can submit the required appraisal information and request a decision-in-principle through the platform.

The integration was developed by the two companies over several months and expands Together’s existing presence on Brickflow’s lender panel.

Brickflow said the system would reduce duplicated work, waiting times and the risk of manual errors during the early stages of an application.

Research from Nottingham Building Society found that 16% of brokers regarded affordability assessments and decisions-in-principle as a common point at which complex cases stalled. Almost a third — 32% — said faster decision-making by lenders should be a priority for improvement.

Glenn Franklin-Jones, director of lender relations at Brickflow, says: “This launch represents a meaningful step forward in modernising the broker application journey.

“By delivering instant DIPs through automation, we’re providing brokers with faster certainty, reducing friction, and helping them progress cases more efficiently for their clients.”

Tanya Elmaz, managing director of intermediary sales at Together, adds: “Working with Brickflow allows us to deliver faster, clearer outcomes for brokers at the very start of the lending journey.

“Instant automated DIPs help brokers move with confidence and provide borrowers with certainty sooner.”

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