GB Bank has completed a structured lending facility in just seven days, enabling an experienced property investor to exchange on the acquisition of a £33 million mixed-use portfolio across London.
The bank worked with SHC Capital to provide an initial facility secured against an unencumbered portfolio of stabilised, income-producing assets.
The funding released equity from the existing portfolio, allowing the borrower to meet a demanding exchange deadline while creating a pathway to finance the wider acquisition.
GB Bank said the transaction demonstrated its ability to structure funding for complex property transactions while maintaining its underwriting standards.
The borrower, an established property investor with a portfolio valued at more than £500 million, used a portfolio of income-generating assets with strong occupancy levels as security for the facility.
The deal was designed to support the investor’s longer-term acquisition strategy, with the bank highlighting its ability to provide flexible funding for multi-asset transactions completed within tight timescales.
GB Bank also acknowledged the support of Simon Noonoo, partner at Seddons, who advised on the legal aspects of the transaction, and Simon D’Arcy at Savills, who acted as valuer.
Pankaj Thukral (pictured), chief lending officer and deputy CEO at GB Bank, says: “This transaction demonstrates the value of combining speed, flexibility and commercial understanding to help clients seize significant opportunities.
“By working closely with Tony Tadros at SHC Capital, we were able to structure a solution that unlocked equity from an existing portfolio, enabling the borrower to exchange on the wider acquisition within just seven days.
“Complex transactions require more than fast decisions – they require a funding partner that understands the bigger picture. Our relationship-led approach allowed us to support the client’s wider acquisition strategy from the outset, providing certainty of funding while maintaining the prudent underwriting standards that underpin every deal we complete.”
Hardik Gogia, relationship manager at GB Bank, says: “Understanding a sponsor’s wider strategy is what allows us to structure funding that works today and tomorrow.
“In this case, we were able to release equity from an existing, well-performing portfolio at pace, giving our client the certainty they needed to exchange on the next stage of their acquisition.
“It’s a good example of how a relationship-led approach and disciplined credit process aren’t mutually exclusive. Working closely with Tony Tadros at SHC Capital, and with strong support from Simon Noonoo at Seddons and Simon D’Arcy at Savills on valuation, we delivered both speed and structure on a genuinely complex transaction.”
Tony Tadros, director at SHC Capital, adds: “We consider GB Bank a long-term partner, and once again they delivered under significant pressure.
“This was a complex transaction with a demanding timeline, requiring all parties to move quickly. Throughout the process, the GB Bank team remained responsive, pragmatic, and solutions-focused, ensuring a successful outcome.
“Simon Noonoo at Seddons and Simon D’Arcy at Savills were first class at every step.”
