Roma Finance has launched a new commercial mortgage proposition, following its forward flow agreement with J.P. Morgan.
The new offering, which is available from today, provides funding of up to £2m, and is designed to support property investors, trading businesses and OpCo-PropCo structures across England, Scotland and Wales.
Rates are available from 7.1% with lending up to 70% loan-to-value (LTV), combined with fixed-rate options and longer-term funding solutions designed to support both investment and owner-occupied commercial property requirements.
The launch marks a further step in Roma’s expansion into long-term finance, the lender said, with brokers and borrowers able to access commercial mortgages alongside its existing bridging and development finance products.
To support the proposition, the lender said it established a dedicated commercial underwriting team earlier this year to strengthen the company’s underwriting expertise.
Michael Allison (pictured), commercial director at Roma Finance, added: “This launch is a natural progression for Roma as we continue to build our market share and long-term lending capability following our agreement with J.P. Morgan.
“We’ve always focused on supporting our property professionals and investors throughout different stages of their property investment journey, so being able to offer commercial mortgages alongside our bridging and development products strengthens that approach.
“In practical terms, it means we can stay with customers for longer — whether they’re buying an investment property, running a business from the premises, or working through a more complex structure. It’s about keeping things straightforward, staying flexible where we can, and making sure customers have funding options that actually work in the real world.”
