RAW Capital Partners has grown its mortgage loan book beyond £250 million as the Guernsey-based investment manager broadens its lending proposition in the UK.
The milestone follows the expansion of RAW’s lending beyond its established focus on foreign nationals, UK expats and Channel Islanders.
Having launched in 2015, the firm began lending to UK residents in December 2025 and added bridging finance to its range earlier this year, alongside its core buy-to-let mortgage business.
LENDING RANGE EXPANDS
RAW has also made a series of changes to its mortgage proposition, including higher maximum LTVs, simplified valuations and the ability for borrowers to make overpayments without penalties.
The lender funds its loans through the RAW Mortgage Fund, a cell of RAW Alpha PCC Ltd, which gives institutional and private investors exposure to a portfolio of mortgages secured against UK property.
The fund exceeded £200 million of assets under management in late 2025. RAW is targeting £500 million of assets under management by the end of 2028.
Ben Nichols (pictured), chief executive of RAW Capital Partners, says: “For over 10 years now we have been focused on scaling in a controlled, responsible way.
“Our lending has always been intertwined with the strength of the RAW Mortgage Fund, and in recent years we have seen both sides grow at a healthy pace, consistently surpassing new milestones.
“Over the past year, we have really focused on how we can expand our lending proposition without compromising the qualities that we believe make us special – speed and certainty, and an ability to review every application on a case-by-case basis, which allows us to lend to a broad range of both UK and non-UK residents looking to invest in UK buy-to-let property.
“This approach is bearing fruit, and it’s been really pleasing to see the company growing through a period of broader uncertainty.
“The entire team, from business development through to underwriting, has shown fantastic commitment to RAW’s journey, and that gives us great confidence that we can continue to scale the Fund and the loan book over the coming months and years.”
