LendInvest has increased the maximum loan-to-value available on its regulated bridging range to 75% as lenders continue enhancing flexibility and speed for borrowers navigating time-sensitive residential transactions.
The lender confirmed that regulated bridging loans up to £1m can now be advanced at up to 75% LTV, bringing the proposition into line with growing demand for higher leverage across the short-term lending market.
Alongside the change, LendInvest has also increased its Automated Valuation Model (AVM) limits to 75% LTV, matching its existing unregulated bridging criteria and reducing reliance on physical valuations in qualifying cases.
The move reflects a broader trend towards faster execution and greater flexibility, particularly in regulated transactions where borrowers often require funding quickly to secure purchases, resolve chain breaks or raise capital.
FASTER COMPLETION TIMES
The expansion of AVM usage is likely to be welcomed by brokers seeking faster completion times, with automated valuations increasingly becoming a key tool in reducing friction within the lending process.
Higher leverage may also prove attractive for homeowners looking to access equity without committing to a longer-term refinancing solution, particularly as market conditions remain uncertain and mainstream lending criteria continue to tighten.
Leanne Ardron (main picture), managing director of short-term lending at LendInvest, says: “At LendInvest, we know how powerful a regulated bridging loan can be for those needing access to fast funding.
“Providing 75% LTV and expanding our AVM limits to 75% are real game-changers. We’re ensuring the speed and flexibility that borrowers need the most, especially in a chain break, capital raise or downsizing scenario.”
The enhancement comes as competition across the regulated bridging sector continues to intensify, with lenders increasingly focused on improving leverage, speeding up completions and simplifying underwriting processes to meet growing broker demand.
