Together has reduced rates across parts of its unregulated bridging range as competition intensifies within the specialist short-term lending market.
The specialist property lender confirmed rate reductions of 0.05% across selected unregulated bridging products from today (8 May 2026), with the changes aimed at improving affordability at higher loan-to-value bands.
The lender says the lower pricing is available across residential, semi-commercial and commercial property types, including for expat and non-UK resident borrowers.
Headline first charge rates now start from 0.90% for unregulated residential bridging, 1.04% for semi-commercial and 1.08% for commercial properties.
SECOND CHARGE
Meanwhile, second charge headline rates now start from 1.08% for residential bridging, 1.06% for semi-commercial and 1.10% for commercial properties.
Together said the products are available on loans between £26,000 and £5m, with dual solicitor representation offered on qualifying cases to help speed up completions. The lender also offers up to 100% funding with additional security.
The changes come as brokers continue to see strong investor demand for bridging finance, particularly where speed and leverage remain key to deal viability.
CLEAR PRICING
Tanya Elmaz (main picture), managing director of intermediary sales at Together, says: “In a market where certainty and speed matter more than ever, these changes reflect our commitment to listening to brokers and responding decisively.
“By reducing unregulated bridging rates we’re removing complexity, improving affordability and helping brokers deliver confident outcomes.
“Our focus at Together remains on being a dependable long‑term partner, combining clear pricing, flexible lending and the certainty of completion brokers, investors and landlords need from today’s specialist lenders.”
