GB Bank exits bridging loan with £1.5m HMO refinance

GB Bank has refinanced a £1.5 million bridging facility onto a long-term buy-to-let structure, enabling a portfolio landlord to release equity and continue expanding.

The transaction saw an existing bridge repaid and replaced with a term facility, alongside an equity release element designed to support further acquisitions.

The borrower, described as experienced with a strong Houses in Multiple Occupation portfolio, is pursuing a continued growth strategy using recycled capital.

The case was introduced by Sy Nathan, broker at Dynamo, who worked closely with GB Bank throughout the process.

The lender’s deal team included Adnan Ali (pictured), head of relationship management, Stefanos Petrou, Manasi Nayyar and Hrishikesh Tendulkar.

GB Bank provides specialist lending of up to £20 million across bridging, buy-to-let and structured finance, including for complex borrower profiles and non-standard assets.

Ali says: “This was a great example of how we can support experienced landlords in strengthening and growing their portfolios.

“By refinancing onto a term facility and releasing equity, we were able to provide a solution that offers both stability and the flexibility to reinvest, enabling the borrower to continue scaling with confidence.”

Nathan adds: “In today’s complex lending landscape, high net worth clients demand more than off-the-shelf solutions they demand a partner who can move fast, think creatively, and deliver.

“Whether it’s structuring a complex case others would walk away from, or securing a bespoke product that simply isn’t available on the open market, Adnan and team consistently deliver and they do it with speed and efficiency that our clients expect.

“This isn’t just a lending relationship; it’s a long-term partnership that directly translates into exceptional outcomes for the people who trust us.”

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