Hope Capital Property Finance has elevated Kate Cowan to chief financial and operating officer (CFOO), broadening her remit as the bridging lender builds on a year of strong loan book expansion.
Cowan (pictured) joined Hope Capital in 2019 as finance director and was appointed chief financial officer in 2023.
Since then, she has worked closely with chief executive Jonathan Sealey in shaping the lender’s strategic direction, with an emphasis on sustainable commercial growth within the specialist property finance market.
The short-term lender said Cowan has led significant investment initiatives and contributed to the development and launch of new products aimed at supporting brokers and property investors. In 2025, the lender’s loan book increased by 61% compared with year-end 2024, marking a notable period of expansion.
In her new dual role, Cowan will continue to head up the finance function while also assuming responsibility for day-to-day operations. The move is intended to reinforce operational efficiency as the lender scales its bridging proposition.
Cowan says: “I’m incredibly proud to step into the role of CFOO at such an exciting time for the business.
“Having been part of Hope Capital Property Finance’s journey for several years, I’ve seen first-hand how the team, the culture and the proposition have evolved.
“My focus will be on strengthening our operational foundations, supporting growth and ensuring we continue to deliver an exceptional service to our broker partners and clients.”

Sealey adds: “Kate’s promotion to CFOO is thoroughly deserved.
“Since joining the business, Kate has played a crucial role in shaping our growth, driving investment and supporting the development of market-leading products.
“Her commercial insight, leadership and deep understanding of the business make her ideally placed to take on this role as we continue to build on our recent momentum. Congratulations, Kate.”


