Goldhill Finance Limited is expanding its operations across the UK after reporting record levels of demand in the bridging and short-term finance market during 2025 as borrowers increasingly prioritise speed and certainty over traditional funding routes.
The Cheshire-based specialist lender said enquiry volumes and lending activity reached historic highs last year, reflecting sustained demand from property investors, developers, SMEs and homeowners seeking rapid access to capital amid tighter conditions in mainstream lending.
The expansion will see Goldhill broaden its regional presence beyond its existing base, with plans for additional hubs in key commercial centres including London, Manchester and Birmingham.
The company is also hiring across underwriting, sales, compliance and customer support to support higher volumes and faster turnaround times.
STRUCTURAL SHIFT
Industry data suggests that 2025 was a record year for UK bridging finance, with short-term lending increasingly used to facilitate property acquisitions, refinance existing assets and support business cashflow where timing is critical.
Goldhill said this structural shift in borrower behaviour had underpinned its growth, particularly its model as a direct lender deploying its own capital and making rapid credit decisions.
Late last year, the firm launched a dedicated digital platform, bridgingloansuk.com, aimed at streamlining access to funding and accelerating decision-making.
The platform is designed to support completions in as little as 48 hours, widening the lender’s reach among brokers and business borrowers nationwide.
INTERMEDIARY SUPPORT
Goldhill said it would continue to invest in intermediary relationships and tools during 2026, as competition intensifies across the specialist finance market and demand remains resilient despite ongoing economic uncertainty.
A spokesperson for Goldhill Finance says: “Our success in 2025 reflects the strategic focus of Goldhill Finance Ltd on speed, transparency and tailored funding solutions.
“We are committed to helping more borrowers unlock opportunities quickly.”
“As we expand our presence across the UK, we are committed to helping more borrowers unlock opportunities quickly, from property transactions to business growth initiatives. The Bridge and short-term finance market has matured significantly, and our role as a trusted direct lender is more important than ever.”
The move comes as specialist lenders continue to take market share from high-street banks, particularly in complex or time-sensitive transactions where flexibility and certainty of funding remain paramount.
