District & County Investments has appointed Michael Clifford as commercial director as it looks to formalise credit strategy and scale its specialist lending platform.
The specialist property lender has strengthened its senior leadership team with the arrival of Michael Clifford, who will take responsibility for commercial strategy, credit appetite and proposition development.
Clifford will focus on establishing clear underwriting frameworks and consistent decision-making, while supporting scalable origination across bridging, refurbishment, commercial and development lending.
He brings more than 17 years’ experience in banking and finance, having held senior leadership roles across the specialist property finance market.
His previous positions include senior roles at Hodge and commercial director posts within short-term and development finance businesses.
His background includes developing and executing growth plans, aligning products, teams and processes with commercial objectives, and overseeing product, operational and pricing changes designed to support sustainable profit growth.
The lender said the appointment forms part of its strategy to scale in a measured way, combining faster decision-making with disciplined credit standards as the platform evolves.
SCALING WITH INTENT
Clifford says: “I’m genuinely excited to be joining District & County Investments at a point where ambition and opportunity are aligned.
“The focus now is on scaling with intent; bringing clarity, pace and conviction to how we lend, while maintaining disciplined credit standards.
“We’re building a platform designed to move decisively and scale responsibly.”
Kyle Tyrrell, non-executive director at District & County Investments, adds: “This was a critical hire for us, and we took our time to get it right.
“Michael brings real experience scaling lending businesses, and he gets what makes DCI different.
“We’re very happy to have him driving this next phase of growth.”
