Cohort Capital has expanded its residential lending range with the launch of ResiOne, a new bridging product aimed at mid-market transactions.
ResiOne is available for loan sizes from £1m to £6m and is designed to support a range of short-term residential funding requirements. These include purchases, acquisitions, bridge-to-sale transactions, light refurbishment, refinancing, asset management, development exits and equity release.
The product offers terms from three to 24 months and a maximum loan-to-value of 75%. Cohort Capital said the proposition is targeted at brokers and borrowers seeking larger ticket residential bridging finance, underpinned by fast decision-making and clear communication.
According to the lender, ResiOne is distinguished by an underwriting approach that focuses on understanding the full commercial context of each case. This combines asset-led analysis with an assessment of the borrower, rather than relying solely on rigid criteria.
Cohort said its small and agile team structure allows for this level of scrutiny without slowing delivery, giving brokers direct access to decision-makers while maintaining swift completion times.
Alex Alexandrou, head of sales – residential at Cohort Capital, said: “Having spent just short of a decade in the residential lending market, I joined Cohort Capital to use my experience to help shape product development that genuinely serves the mid-market.
“With a strong reputation already established in the bridging space, the team has the expertise and funding to lend at these ticket sizes without compromising on quality, speed or service.
“We’ve successfully completed numerous mid-ticket transactions, and ResiOne has now been refined to offer even greater scope, supporting more brokers and borrowers with the same agility, discretion and consistency that define Cohort Capital.
“ResiOne has been built from the ground up with brokers and borrowers in mind, backed by Cohort Capital’s proven capital strength and a commitment to fast, commercial decisions.”
ResiOne sits alongside Cohort Capital’s existing residential and commercial propositions. These include ResiPrime, which caters for residential loans from £6m to £100m+, and its commercial range, supporting commercial assets from £1m to £100m+.
The lender said the combined offering is intended to give brokers access to a single funding partner across the capital stack.
