Brickflow facilitated £1.2bn in approved lending during 2025, according to full-year data from the digital lending marketplace, as brokers and professional investors continued to search for specialist property finance despite a more cautious lending backdrop.
The platform recorded almost 24,000 funding searches across the year, representing more than £70bn in total searched loan value. Of this, £1.2bn progressed to approval, highlighting a market characterised by selectivity and structure rather than a lack of appetite.
Brickflow said brokers increasingly used technology to assess lender criteria, pricing and overall deal viability before progressing cases, allowing them to filter opportunities earlier in the process and reduce friction later on.
DEVELOPMENT FINANCE PEAKS MID-YEAR
Development finance accounted for the largest share of total property value searched on the platform over the year. Demand peaked in June, when development finance searches exceeded £6.2bn in a single month, pushing total monthly search volume close to £8.8bn, the highest level recorded by Brickflow in 2025.
The mid-year surge was described as a confidence spike, with brokers and investors actively exploring opportunities at scale before conditions softened later in the year.
BRIDGING REMAINS CONSISTENT
While development finance dominated by value, bridging finance for both purchase and refinance was the most consistently searched product type by volume throughout the year.
Monthly bridging searches regularly exceeded 1,000, underlining its continued role as a core planning and execution tool for brokers, rather than a short-term stopgap.
Brickflow said the data reflects ongoing reliance on flexible capital to manage timing pressures and transaction complexity, particularly in a market where certainty around exits and onward funding remains critical.
FIRM INTENT DESPITE LOWER VOLUMES
Overall search volumes moderated in the second half of the year, although deal size and intent remained robust. Brickflow reported fewer but larger and more deliberate searches towards the end of 2025, particularly in December.
This pattern points to a more measured approach following the Budget and in the run-up to the festive period, with brokers focusing on well-structured opportunities rather than speculative enquiries.
Commenting on the findings, Frazer Campbell (pictured), CRO and co-founder at Brickflow, said: “Digital marketplaces like Brickflow are where this discovery process increasingly happens.
“They allow brokers to move faster once the right lender fit is found and enable lenders to focus on well-packaged opportunities that genuinely match their criteria.”
