Arc & Co. has secured an £8.22m development facility to fund the construction of five luxury homes in Oxfordshire and completing the deal within three weeks of credit approval.
Director Tom Berry was instructed in early November 2025 by an experienced developer seeking ground-up finance with a hard deadline to complete by the end of January.
The timeline spanned the Christmas period, traditionally a difficult window for progressing and closing development finance transactions.
A competitive tender process was launched immediately to secure both strong commercial terms and certainty of execution. With time critical, lender responsiveness and underwriting clarity were key considerations.
EFFORTLESS PROCESS
Downing LLP was selected as funding partner, with Lending Director Will Powell issuing terms and progressing the transaction through to legal completion within the required timeframe.
The £8,220,000 facility enabled the borrower to meet the vendor’s deadline and proceed with the scheme as planned.
Tom Berry (main picture), director, Arc & Co., says: “When the client shared that he must complete by the end of January, we knew that the Christmas period would likely interfere with the time we had to progress the loan and complete. That concern was completely mitigated by Downing.
“Will Powell and his team made the entire loan process seem effortless – it was a pleasure for both Arc & Co. and the client.”
Will Powell, Lending Director, Downing LLP, adds: “Downing was delighted to complete on a complex housing scheme of five bespoke units in Oxfordshire.
“A big thanks goes to Arc & Co. for the introduction and for their assistance in closing the transaction down in three weeks from approval.”
